/* style.css */
@font-face{font-family:Manrope;src:url('/assets/manrope-cyrillic.woff2') format('woff2');font-weight:200 800;font-display:swap;unicode-range:U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}@font-face{font-family:Manrope;src:url('/assets/manrope-latin.woff2') format('woff2');font-weight:200 800;font-display:swap;unicode-range:U+0000-00FF,U+2000-206F,U+20AC,U+2122}
:root{--ink:#112c36;--green:#12473e;--muted:#52666d;--line:#dae3dd;--soft:#f1f5f0;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;color:var(--ink);background:white;font-family:Manrope,Arial,sans-serif;font-size:17px;line-height:1.6}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.16;letter-spacing:-.04em;font-weight:750}h1{font-size:58px;line-height:1.09;letter-spacing:-.055em}h2{font-size:35px}h3{font-size:20px;letter-spacing:-.025em}p{color:var(--muted)}a{color:inherit;text-decoration:none}button,input,select{font:inherit;color:inherit}button{cursor:pointer;border:0}a,button,input,summary{-webkit-tap-highlight-color:transparent;touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid 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a:hover{color:#35785f}.header-actions{display:flex;gap:14px;align-items:center;margin-left:16px}.icon-button{display:flex;align-items:center;justify-content:center;background:transparent;width:44px;height:44px}.menu-button{display:none;background:transparent;width:44px;height:44px;font-size:25px}.hero{position:relative;isolation:isolate;background:#f6f7f3;overflow:hidden}.hero-photo{display:block;position:absolute;inset:0 0 0 33%;z-index:-1}.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:62% 58%}.hero-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#f6f7f3 0%,#f6f7f3ed 8%,#f6f7f366 30%,transparent 49%)}.hero-inner{padding-top:45px;padding-bottom:35px}.hero-copy{width:610px;max-width:56%}.hero .eyebrow{font-size:11px;letter-spacing:.035em}.hero h1 em{font-style:normal;color:var(--green)}.mobile-only{display:none}.lead{font-size:17px;line-height:1.55;color:#2d4851;margin:20px 0}.hero 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@media(max-width:900px){.header-inner nav{gap:15px}.header-actions>.button{display:none}.risk-composition{grid-template-columns:1.7fr 1fr;gap:15px}.risk-grid{gap:25px 22px}.hero-copy{max-width:63%}.hero h1{font-size:47px}.situation-grid{grid-template-columns:1.5fr 1fr}.situations{grid-template-columns:1fr 1fr}.situations label{flex-direction:row;min-height:95px;text-align:left;gap:10px}.contact-grid{gap:35px}.footer-top{align-items:flex-start}.read-layout{grid-template-columns:1fr}.read-sidebar{display:none}}
@media(max-width:760px){body{font-size:16px}.wrap{width:calc(100% - 40px)}.header-inner{height:72px;gap:10px;position:relative}.brand strong{font-size:26px}.brand-mark{width:38px;height:38px}.brand span{font-size:11px}.header-actions{margin-left:auto}.menu-button{display:block;order:3}.header-inner nav{display:none;position:absolute;top:72px;left:-20px;right:-20px;z-index:20;background:white;border-bottom:1px solid var(--line);padding:14px 20px;box-shadow:0 10px 20px #143a2510}.header-inner nav.is-open{display:flex;flex-direction:column;align-items:stretch;gap:0}.header-inner nav a{font-size:16px;padding:13px 0}.hero{display:flex;flex-direction:column}.hero-inner{order:0;padding-top:30px;padding-bottom:12px}.hero-copy{width:auto;max-width:100%}.hero h1{font-size:39px;line-height:1.12;letter-spacing:-.045em}.mobile-only{display:block}.hero .eyebrow{font-size:10px;line-height:1.6;max-width:300px;margin-bottom:15px}.hero .lead{font-size:16px;line-height:1.5;max-width:360px;margin:18px 0}.desktop{display:none}.hero form{width:100%;margin:21px 0 14px;gap:8px;padding-left:11px}.hero form input{font-size:16px}.hero form input::placeholder{font-size:12px}.hero form button{font-size:12px;padding:10px}.hero form>.ui-icon{width:22px;height:22px}.hero-actions .button{width:100%;justify-content:space-between}.hero-note{font-size:13px;margin-top:12px}.procedure-link{font-size:14px}.hero-photo{position:relative;inset:auto;z-index:0;order:1;width:100%;height:auto;aspect-ratio:3/2}.hero-photo img{object-position:center}.hero-photo:after{background:linear-gradient(180deg,#f6f7f3,transparent 16%)}.section{padding:51px 0}h2{font-size:29px}.eyebrow{font-size:11px}.situation-grid{grid-template-columns:1fr;gap:18px}.situation h2{font-size:29px}.situations{grid-template-columns:1fr 1fr;gap:10px;margin-top:20px}.situations label{font-size:13px;min-height:105px;padding:13px 10px}.choice-icon{width:44px;height:44px;flex:none}.situation-next{padding:24px}.situation-next .button{width:100%;justify-content:space-between;margin:17px 0 12px}.situation-next .micro{font-size:14px}.section-intro{font-size:15px}.route-tabs{flex-direction:column;gap:0;margin:22px 0 27px}.route-tabs button{padding:15px 7px}.route-tabs small{font-size:14px}.steps{grid-template-columns:1fr;gap:24px}.route-step{padding-left:45px;min-height:80px}.route-step-number{position:absolute;left:0;top:1px}.route-step:not(:last-child):before{left:15px;top:43px;width:1px;height:calc(100% - 20px)}.steps h3{font-size:17px}.inline-links{gap:21px;flex-wrap:wrap;margin-top:20px}.dark-section{padding:44px 0;background-color:#103f38;background-image:linear-gradient(180deg,#103f3899,#103f38 220px),url('/assets/panorama.webp');background-size:100% 220px,auto 220px;background-position:center top;background-repeat:no-repeat}.dark-section h2{font-size:31px}.dark-intro{font-size:15px}.dark-intro br{display:none}.risk-composition{grid-template-columns:1fr;gap:23px}.risk-grid{grid-template-columns:1fr;gap:20px}.risk-grid article{padding-top:16px}.risk-grid h3{font-size:20px}.risk-grid p{font-size:15px;max-width:none}.risk-grid .text-link{font-size:14px;min-height:44px}.risk-art{width:100%;max-width:380px;justify-self:center;aspect-ratio:3/2;margin-top:4px}.risk-art img{width:100%;height:100%;object-fit:contain;opacity:1}.section-top{display:block;margin-bottom:23px}.section-top>.text-link{margin-top:10px}.articles{grid-template-columns:1fr;gap:18px}.article-cover{height:auto;aspect-ratio:3/2}.article-cover img{object-fit:contain}.article:nth-child(1) .article-cover img{object-position:50% 50%}.article-body{padding:23px}.article h3{font-size:21px}.article p{max-width:90%}.tool-strip{grid-template-columns:1fr;gap:13px;margin-top:25px;padding:22px 0}.tool-strip>a{border-left:0;padding:12px 0;border-top:1px solid var(--line)}.topics>span{width:100%;margin-bottom:4px}.case{padding:27px 24px;grid-template-columns:1fr;gap:23px}.case h2{font-size:28px}.case p:not(.eyebrow){font-size:15px}.case-visual img{height:auto;aspect-ratio:3/2;object-fit:contain}.case-caption{position:static;background:#e5eee7;color:var(--green)}.case-caption{font-size:16px;padding:14px 17px}.faq-grid{grid-template-columns:1fr;gap:24px}.faq h2 br{display:none}.faq .muted{font-size:15px}.faq .muted br{display:none}summary{font-size:15px;line-height:1.5;padding-top:20px;padding-bottom:20px}details p{font-size:15px;padding-right:10px}.contact-section{padding:35px 0;background:#eef3ef}.contact-photo{position:relative;inset:auto;z-index:auto;width:100%;aspect-ratio:3/2;border-radius:6px 6px 0 0;overflow:hidden}.contact-photo:after{display:none}.contact-photo img{object-position:center}.contact-copy{margin-bottom:24px}.contact-grid{grid-template-columns:1fr;gap:0}.contact-copy h2{font-size:30px}.contact-copy>p:last-child{font-size:15px}.contact-panel{padding:24px;border-radius:0 0 6px 6px}.form-field label{font-size:14px}.form-field label span{font-size:12px}.consent-label{font-size:14px}.form-status,.contact-panel .micro{font-size:14px}.footer-top{flex-direction:column;gap:19px}.footer-links{justify-content:flex-start;gap:0 18px;font-size:13px}.footer-links a{min-height:44px}.footer-bottom{font-size:12px;gap:16px;flex-wrap:wrap}.footer-bottom p{font-size:12px}.footer-bottom>span:last-child{display:none}.legal-warning p{font-size:14px}.read-page{padding:25px 0 55px}.read-page h1{font-size:32px}.read-lead{font-size:17px;margin:22px 0 28px}.read-content h2{font-size:24px}.read-content p,.read-content li{font-size:16px}.catalog-search{gap:8px}.catalog-search .button{padding:12px 17px}.catalog-result h2{font-size:21px}.cost-fields{grid-template-columns:1fr}.tool-page h1{font-size:31px}dialog{padding:19px 21px 24px}dialog h2{font-size:25px}.dialog-head .tiny-label{font-size:10px}.quiz-option{font-size:15px}.quiz-controls .button{padding:12px 16px;font-size:14px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* All authored pictograms use the original imagegen sprite. */
.ui-icon,.choice-icon{display:inline-block;flex:none;vertical-align:middle;background-color:currentColor;-webkit-mask-image:url('/assets/fpb-icons.webp');mask-image:url('/assets/fpb-icons.webp');-webkit-mask-repeat:no-repeat;mask-repeat:no-repeat;-webkit-mask-size:400% 300%;mask-size:400% 300%;mask-mode:alpha;-webkit-mask-position:var(--icon-x,0%) var(--icon-y,0%);mask-position:var(--icon-x,0%) var(--icon-y,0%)}
.ui-icon{width:24px;height:24px;font-style:normal}.ui-search{--icon-x:0%;--icon-y:0%}.ui-menu{--icon-x:33.333333%;--icon-y:0%}.ui-close{--icon-x:66.666667%;--icon-y:0%}.ui-right{--icon-x:100%;--icon-y:0%}.ui-down{--icon-x:0%;--icon-y:50%}.ui-check{--icon-x:33.333333%;--icon-y:50%}.ui-plus{--icon-x:66.666667%;--icon-y:50%}.ui-minus{--icon-x:100%;--icon-y:50%}.icon-wallet{--icon-x:0%;--icon-y:100%}.icon-clock{--icon-x:33.333333%;--icon-y:100%}.icon-house{--icon-x:66.666667%;--icon-y:100%}.icon-document{--icon-x:100%;--icon-y:100%}
.menu-button .ui-icon{width:32px;height:32px}#dialog-close{display:flex;align-items:center;justify-content:center}#dialog-close .ui-icon{width:28px;height:28px}.choice-mark .ui-icon{width:20px;height:20px}.article-arrow{line-height:1}.text-link>.ui-icon,.result-links .ui-icon{margin-left:3px}.quiz-option>.ui-icon,.quiz-option>span{margin-left:auto}.quiz-option[aria-pressed=true]{border-color:#80a58d;background:var(--soft)}
summary>.ui-icon{position:absolute;right:0;top:21px;width:24px;height:24px;color:var(--green)}summary>.ui-minus{display:none}details[open]>summary>.ui-plus{display:none}details[open]>summary>.ui-minus{display:block}
input[type=checkbox]{appearance:none;-webkit-appearance:none;width:22px;height:22px;min-width:22px;position:relative;border:1px solid #71837c;border-radius:3px;background:white;cursor:pointer;vertical-align:middle}input[type=checkbox]:checked{background:var(--green);border-color:var(--green)}input[type=checkbox]:checked:after{content:'';display:block;position:absolute;inset:0;background:white;-webkit-mask:url('/assets/fpb-icons.webp') 33.333333% 50%/400% 300% no-repeat;mask:url('/assets/fpb-icons.webp') 33.333333% 50%/400% 300% no-repeat;mask-mode:alpha}
input[type=search]::-webkit-search-cancel-button,input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;appearance:none}input[type=number]{-moz-appearance:textfield;appearance:textfield}
@media(forced-colors:active){.ui-icon,.choice-icon{background-color:CanvasText}input[type=checkbox]:checked:after{background:HighlightText}}

.menu-button[aria-expanded=true] .ui-menu{--icon-x:66.666667%}

/* Original imagegen editorial assets: keep the entire explanatory composition visible. */
.risk-art img{aspect-ratio:1/1;width:100%;height:auto;object-fit:contain}
@media(max-width:760px){.risk-art{max-width:300px;aspect-ratio:1/1}.risk-art img{height:100%}}

/* portal.css */
.portal-hero{padding-top:52px;padding-bottom:42px}.portal-hero h1{max-width:980px;font-size:clamp(34px,4.1vw,58px);line-height:1.1}.portal-hero .eyebrow{margin-bottom:18px}.portal-lead,.portal-hero>.lead{max-width:820px;margin-top:24px;font-size:20px;line-height:1.65}.portal-lead p+p{margin-top:14px}.portal-section{padding-top:30px;padding-bottom:55px}.portal-section>h2{margin-bottom:28px}.portal-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 32px}.portal-card{display:flex;flex-direction:column;align-items:flex-start;gap:14px;border-top:1px solid var(--line);padding:27px 0 28px;min-width:0}.portal-card h3{font-size:23px;line-height:1.3;letter-spacing:-.025em}.portal-card p{font-size:15px;line-height:1.7}.portal-card .text-link{margin-top:auto}.portal-card:hover h3{color:#247761}.portal .breadcrumb{display:flex;gap:10px;flex-wrap:wrap;padding-top:24px;font-size:13px;color:var(--muted)}.portal .breadcrumb>a{text-decoration:underline;text-underline-offset:3px}.editorial-layout{display:grid;grid-template-columns:225px minmax(0,780px);gap:64px;padding-bottom:75px}.editorial-toc{position:sticky;top:24px;align-self:start;max-height:85vh;overflow:auto;border-left:2px solid var(--line);padding-left:20px}.editorial-toc strong{display:block;font-size:14px;margin-bottom:14px}.editorial-toc a{display:block;font-size:13px;line-height:1.5;padding:7px 0;color:var(--muted)}.editorial-toc a:hover{color:var(--green)}.editorial-body{min-width:0;font-size:18px;line-height:1.8}.editorial-body section{padding-top:34px;scroll-margin-top:25px}.editorial-body h2{font-size:29px;margin-bottom:20px;line-height:1.25}.editorial-body h3{font-size:22px;margin:25px 0 12px}.editorial-body p+p{margin-top:18px}.editorial-body ul,.editorial-body ol{padding-left:24px;margin:16px 0}.editorial-body li{margin:8px 0}.editorial-body p a,.editorial-body li a,.prose-page a:not(.button){color:var(--green);text-decoration:underline;text-underline-offset:4px}.editorial-image{margin:0 0 30px}.editorial-image img{border-radius:5px;aspect-ratio:3/2;object-fit:contain}.editorial-image figcaption{font-size:12px;color:var(--muted);margin-top:8px}.mobile-toc{display:none}.table-scroll{overflow-x:auto;margin:24px 0}table{border-collapse:collapse;width:100%;font-size:16px}th,td{text-align:left;padding:15px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--soft);font-weight:650}.editorial-note{font-size:14px;margin-top:30px;padding-top:18px;border-top:1px solid var(--line)}.object-check{background:var(--soft);padding:24px;display:flex;gap:10px;flex-wrap:wrap;margin-bottom:26px;border-radius:5px}.object-check strong,.object-check a{width:100%}.object-check span{font-size:13px;padding:5px 10px;background:white;border:1px solid var(--line)}.object-check a{font-size:15px;font-weight:650;margin-top:8px}.context-tool{margin-bottom:26px;font-weight:650}.process-line{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:0!important;list-style-position:inside}.process-line li{font-size:14px;border-top:2px solid var(--green);padding-top:10px}.next-step{margin-top:40px;padding:30px;background:#eff5f1;border-radius:6px;display:flex;align-items:flex-start;gap:30px;flex-wrap:wrap}.next-step h2{font-size:26px;margin-bottom:12px}.next-step .eyebrow{display:block}.next-step p{font-size:16px}.next-actions{display:flex;gap:12px;flex-wrap:wrap}.next-step .button{font-size:14px}.hub-explainer{max-width:900px;padding-bottom:70px}.hub-explainer h2{margin:32px 0 18px}.hub-explainer p{margin:15px 0}.portal-search{max-width:800px}.portal-search label{display:block;font-weight:650;margin-bottom:12px}.portal-search>div{display:flex;gap:12px}.portal-search input{width:100%;min-width:0;padding:15px 18px;border:1px solid #bbcfc7;background:#fff;border-radius:5px}.portal-filters{display:flex;gap:10px;flex-wrap:wrap;margin:22px 0}.portal-filters button{background:transparent;border:1px solid var(--line);border-radius:30px;min-height:44px;padding:8px 20px;font-size:15px}.portal-filters button[aria-pressed=true]{background:var(--green);border-color:var(--green);color:#fff}#portal-count{margin:15px 0 24px;font-size:14px}.tool-workspace{max-width:1000px;padding-bottom:80px}.budget-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;margin:15px 0 32px}.tool-workspace input,.tool-workspace select{width:100%;border:1px solid #b4c8bf;border-radius:5px;padding:12px;min-height:48px;background:#fff}.tool-workspace .form-field{margin-bottom:20px}.tool-workspace label{font-size:16px}.tool-workspace .micro{margin:16px 0}.calculation-panel{display:block;background:#eff5f1;padding:30px;border-radius:6px}.calculation-panel h2{font-size:27px;margin-bottom:20px}.budget-number{font-size:38px;line-height:1.2;font-weight:750;letter-spacing:-.04em;margin:16px 0;color:var(--green)}.calculation-panel dl{margin-top:20px}.calculation-panel dt{font-size:14px;color:var(--muted)}.calculation-panel dd{font-size:23px;margin:0 0 18px}.fact-form{max-width:640px}.tool-workspace details{padding:18px 0}.tool-workspace details p{margin-top:14px}.tool-result:not(:empty){margin-top:28px;padding:26px;border-left:3px solid var(--green);background:var(--soft)}.wizard{max-width:720px;padding:30px;background:#f3f7f4;border-radius:6px}.wizard h2{font-size:30px;margin:15px 0 24px}.wizard-progress{height:4px;background:#d8e6dd;border:0;width:100%}.wizard-options{display:grid;gap:10px}.wizard-options button{background:white;text-align:left;border:1px solid var(--line);padding:17px;border-radius:5px;min-height:56px}.wizard-options button:hover,.wizard-options button[aria-pressed=true]{border-color:var(--green);background:#e6f0e9}.wizard-result li{margin:12px 0}.wizard-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:24px}.wizard-actions a{font-size:15px}.property-row{display:flex;justify-content:space-between;gap:20px;padding:20px 0;border-bottom:1px solid var(--line)}.property-row p{font-size:14px}.property-row button{background:transparent;text-decoration:underline;font-size:14px}.tool-workspace .checklist-row input{width:20px;height:20px;min-height:20px;flex:none;padding:0}.stage-tabs{display:flex;gap:10px;flex-wrap:wrap}.stage-tabs button{background:transparent;border:1px solid var(--line);padding:12px 18px;border-radius:5px;font-size:14px}.stage-tabs button[aria-selected=true]{background:var(--green);color:#fff}.stage-panel{margin-top:26px;padding:30px;background:var(--soft);border-radius:6px}.stage-panel h2{margin-bottom:18px}.contact-workspace{display:grid;grid-template-columns:1fr 1fr;gap:70px;padding-bottom:70px}.contact-workspace h2{font-size:28px;margin-bottom:20px}.contact-workspace p{margin-bottom:22px}.contact-workspace .notice{margin-top:24px}.contact-workspace .notice p{margin:10px 0 0}.prose-page{max-width:900px;padding-top:45px;padding-bottom:70px}.prose-page h1{font-size:42px;margin-bottom:30px}.prose-page h2{font-size:28px;margin:30px 0 15px}.prose-page p{margin:15px 0}.sitemap-list{columns:2;column-gap:45px}.sitemap-list li{margin-bottom:12px;break-inside:avoid}.mobile-help{display:none}.header-inner nav{gap:18px}.portal .notice{font-size:15px}.portal .notice p{color:inherit}.portal .ui-icon{flex:none}.home-direct{margin-top:10px;display:flex;align-items:center;gap:12px}.home-direct a{font-size:14px;text-decoration:underline;text-underline-offset:4px}
@media(max-width:1000px){.editorial-layout{grid-template-columns:180px minmax(0,1fr);gap:32px}.portal-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.header-inner nav{gap:13px}}
@media(max-width:760px){.portal-hero{padding-top:30px;padding-bottom:25px}.portal-hero h1{font-size:35px;line-height:1.14;letter-spacing:-.045em}.portal-lead,.portal-hero>.lead{font-size:18px;margin-top:18px}.portal-grid{grid-template-columns:1fr;gap:0}.portal-card{padding:23px 0;gap:10px}.portal-card h3{font-size:22px}.portal-section{padding:20px 0 35px}.editorial-layout{display:block}.editorial-toc{display:none}.mobile-toc{display:block;margin-bottom:24px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:16px 0}.mobile-toc a{display:block;font-size:14px;padding:8px 0}.editorial-body{font-size:17px;line-height:1.8}.editorial-body h2{font-size:26px}.editorial-body section{padding-top:28px}.portal .breadcrumb{font-size:12px;padding-top:15px}.next-step{padding:24px 20px;gap:20px}.next-step h2{font-size:24px}.budget-grid,.contact-workspace{grid-template-columns:1fr;gap:24px}.calculation-panel{padding:24px}.wizard{padding:22px 18px}.wizard h2{font-size:26px}.process-line{grid-template-columns:1fr 1fr}.portal-search>div{gap:8px}.portal-search input{font-size:16px;padding:13px 12px}.portal-search .button{padding:12px 16px;gap:0}.prose-page h1{font-size:34px}.sitemap-list{columns:1}.mobile-help{position:fixed;bottom:calc(12px + env(safe-area-inset-bottom));left:20px;right:20px;display:flex;justify-content:center;align-items:center;gap:15px;border-radius:6px;background:var(--green);color:white;padding:14px;font-size:15px;font-weight:650;z-index:20;box-shadow:0 5px 22px #112c3625;min-height:50px}.portal:has(dialog[open]) .mobile-help,.portal:has(input:focus) .mobile-help,.portal:has(select:focus) .mobile-help{display:none}.portal footer{padding-bottom:95px}.tool-view .mobile-help{display:none}.contact-workspace{padding-bottom:40px}.contact-workspace .contact-panel{padding:22px}.portal-card .text-link{min-height:44px}.property-row{gap:12px}.object-check{padding:20px}.stage-tabs{gap:8px}.stage-tabs button{flex:1 1 45%;padding:12px;font-size:13px}.stage-panel{padding:24px}.editorial-image{margin-bottom:20px}}
@media print{header,footer,.editorial-toc,.mobile-help,dialog,.next-step,.mobile-toc,.breadcrumb,[data-print]{display:none!important}.wrap{width:100%;max-width:none}.editorial-layout{display:block}.editorial-body{font-size:12pt}.portal-hero{padding:0}a{color:inherit}section{break-inside:avoid}}
@media(max-width:340px){.header-inner{gap:8px}.header-inner .brand span{display:none}.header-actions{margin-left:auto}.menu-button{flex:none}.header-inner .brand strong{font-size:26px}.portal-hero h1{font-size:32px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.phase-nav{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:25px}.phase-nav a{font-size:14px;padding:10px 14px;border:1px solid var(--line);border-radius:5px}.term-context{padding:22px 0;border-block:1px solid var(--line)}.term-context span{display:block}.term-context a{font-size:15px;color:var(--green)}.document-actions{margin-bottom:24px}.document-actions p{margin-top:14px}.table-scroll caption{text-align:left;font-size:21px;font-weight:700;margin-bottom:18px}

/* iteration.css */
/* FPB v7: one type family, three brand colours, shared editorial rhythm. */
:root{--ink:#112c36;--green:#12473e;--muted:#52666d;--soft:#f1f5f0;--line:#dae3dd;--white:#fff;--error:#993b30;--space:1.5rem}
body{font-family:Manrope,Arial,sans-serif}h1,h2,h3{letter-spacing:-.025em;text-wrap:balance}p{line-height:1.65}.eyebrow,.tiny-label{font-size:.75rem}.button,.secondary{font-size:1rem;min-height:48px}.secondary{padding:12px 18px;border:1px solid var(--line);border-radius:5px}.hero h1{font-size:clamp(2.2rem,4.3vw,3.8rem);line-height:1.1;letter-spacing:-.035em}.hero .lead{max-width:470px}.hero-copy{max-width:51%}.hero-inner{padding-block:52px}.hero form{margin-top:24px}.hero .hero-note{font-size:.875rem}.hero form button{font-size:1rem}.header-inner nav{font-size:.875rem}.situation-grid{display:block}.situation-entry{display:flex;align-items:center;gap:14px;border:1px solid var(--line);border-radius:5px;padding:20px;font-size:1rem;font-weight:600}.situation-entry .ui-right{margin-left:auto}.situation-entry:hover{border-color:var(--green);background:var(--soft)}.route-tabs button>span{color:var(--muted)}.early-action{display:flex;align-items:center;justify-content:space-between;gap:32px;padding-block:44px;border-bottom:1px solid var(--line)}.early-action h2{font-size:2rem}.early-action p:not(.eyebrow){max-width:600px;margin-top:12px}.risk-grid article .risk-number{display:none}.risk-grid article h3{margin-top:0}.risk-grid p{margin-top:10px}.review-state{font-size:.8125rem;color:var(--muted);margin-top:16px}.review-state a{text-decoration:underline}.portal-hero{padding-top:30px;padding-bottom:30px}.portal-hero h1{font-size:clamp(2rem,3.4vw,3.2rem);line-height:1.15}.portal-lead{font-size:1.125rem;line-height:1.65;max-width:760px}.editorial-layout{grid-template-columns:210px minmax(0,720px);gap:56px}.editorial-body{font-size:1.125rem;line-height:1.7}.editorial-body p{color:var(--ink)}.editorial-body section{padding-top:24px}.editorial-body section:first-of-type{padding-top:0}.editorial-body h2{font-size:1.75rem}.editorial-body h3{font-size:1.375rem}.editorial-toc a{font-size:.875rem}.editorial-image{margin-block:28px}.editorial-image img{max-height:350px}.portal-card h3{font-size:1.375rem}.portal-card p{font-size:1rem}.next-step{background:var(--soft)}.tool-view .portal-hero{padding-block:20px}.tool-view .portal-hero h1{font-size:2.125rem}.tool-view .portal-hero>.lead{font-size:1rem;margin-top:12px;max-width:660px}.tool-workspace{padding-bottom:48px}.tool-workspace .budget-grid{margin-top:0}.tool-workspace .wizard{padding:24px}.tool-workspace input,.tool-workspace select{font-size:1rem}.portal .breadcrumb{font-size:.8125rem;margin-bottom:12px}.demo-form{margin-top:24px;border-top:1px solid var(--line)}.demo-form summary{font-size:.9375rem;padding:18px 0;cursor:pointer}.demo-form form{padding-top:8px}.contact-panel>p{margin:14px 0 20px}.contact-panel h3{font-size:1.4rem}.contact-workspace{gap:40px}.contact-workspace ol{padding-left:22px}.contact-workspace li{margin-bottom:14px}.contact-workspace .contact-panel{align-self:start}.review-state+.portal-lead{margin-top:10px}.home-help{display:none}.form-field input{font-size:1rem}.brand span{font-size:.75rem}
@media(max-width:760px){
.wrap{width:calc(100% - 36px)}.header-inner{height:68px}.header-inner nav{top:68px;left:-18px;right:-18px}.brand span{font-size:.6875rem}.hero-copy{max-width:100%}.hero-inner{padding-top:24px;padding-bottom:8px}.hero h1{font-size:2.375rem;line-height:1.12}.hero .eyebrow{font-size:.75rem;max-width:none;margin-bottom:14px}.hero .lead{font-size:1.0625rem;margin:16px 0}.hero form{margin:18px 0 12px}.hero form input::placeholder{font-size:.875rem}.hero .procedure-link{padding:6px 0;margin:0}.hero-photo{aspect-ratio:3/2;max-height:none}.section{padding-block:36px}.situation h2,h2{font-size:1.75rem}.situation .muted{margin-top:12px}.situations{grid-template-columns:1fr;gap:8px;margin-top:18px}.situation-entry{padding:12px 14px;min-height:60px;gap:12px;font-size:1rem}.situation-entry .choice-icon{width:30px;height:30px}.situation-grid>.text-link{margin-top:8px}.route-tabs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin:20px 0}.route-tabs button{display:block;text-align:left;padding:12px 8px;min-height:100px}.route-tabs button>span{font-size:.875rem}.route-tabs strong{font-size:.9375rem}.route-tabs small{font-size:.75rem;line-height:1.4}.steps{grid-template-columns:1fr 1fr;gap:20px 16px}.route-step{padding-left:0}.route-step-number{position:static;display:block;margin-bottom:9px}.route-step:not(:last-child):before{display:none}.steps h3{font-size:1rem;line-height:1.3}.steps p{font-size:.9375rem}.dark-section{padding-block:36px}.dark-section h2{font-size:1.875rem}.risk-grid{gap:18px}.risk-grid article{padding-top:14px}.risk-grid h3{font-size:1.1875rem}.risk-grid p{font-size:1rem}.risk-grid .text-link{padding:4px 0}.risk-art{max-width:220px}.early-action{display:block;padding-block:30px}.early-action h2{font-size:1.75rem}.early-action .button{margin-top:18px;width:100%}.articles{gap:0}.article{display:grid;grid-template-columns:88px minmax(0,1fr);gap:16px;padding:18px 0;border:0;border-top:1px solid var(--line);border-radius:0;box-shadow:none}.article-cover{width:88px;height:88px;aspect-ratio:1/1;align-self:start;background:transparent}.article-cover img{height:88px;object-fit:contain}.article-body{padding:0}.article h3{font-size:1.125rem;line-height:1.35;margin-top:8px}.article p{font-size:.9375rem;max-width:none;margin-top:8px}.article-arrow{display:none}.article .tiny-label{font-size:.75rem}.tool-strip{margin-top:16px;padding-block:14px}.tool-strip>a{padding-block:10px}.case{padding:22px;gap:20px}.case h2{font-size:1.625rem}.case-visual img{max-height:180px}.case-caption{font-size:.875rem}.faq-grid{gap:16px}.faq summary{font-size:1rem;padding-block:16px}.faq details p{font-size:1rem}.contact-section{padding-block:28px}.contact-copy h2{font-size:1.75rem}.contact-copy>p:last-child{font-size:1rem}.contact-photo{aspect-ratio:3/2}.contact-panel{padding:22px}.portal-hero{padding-top:18px;padding-bottom:22px}.portal-hero h1{font-size:2rem;line-height:1.15;letter-spacing:-.025em}.portal-lead,.portal-hero>.lead{font-size:1.0625rem;line-height:1.65;margin-top:16px}.editorial-layout{display:block}.editorial-body{font-size:1.0625rem;line-height:1.7}.editorial-body h2{font-size:1.5625rem;margin-bottom:16px}.editorial-body h3{font-size:1.25rem}.mobile-toc{padding:0;margin-bottom:24px}.mobile-toc summary{position:relative;padding:14px 35px 14px 0;font-size:.9375rem;min-height:48px}.mobile-toc summary>.ui-icon{top:12px}.mobile-toc[open] summary>.ui-icon{transform:rotate(180deg)}.mobile-toc a{font-size:.9375rem;padding:10px 0}.object-check{padding:18px;margin-top:22px}.object-check span{font-size:.875rem}.editorial-image{margin-block:24px}.tool-view .breadcrumb{margin-bottom:4px}.tool-view .portal-hero{padding-top:12px;padding-bottom:20px}.tool-view .portal-hero h1{font-size:1.75rem}.tool-view .portal-hero>.lead{font-size:1rem;margin-top:10px}.tool-view .eyebrow{display:none}.wizard{padding:20px 16px!important}.wizard h2{font-size:1.375rem;margin:12px 0 18px}.wizard-actions{gap:10px}.wizard-options button{font-size:1rem;padding:14px;min-height:52px}.portal-search .button{font-size:1rem}.portal-card h3{font-size:1.25rem}.stage-tabs button{font-size:.875rem}.object-check a,.text-link{font-size:.9375rem}.home-help.is-visible{display:flex}.home-help{position:fixed;bottom:calc(12px + env(safe-area-inset-bottom));left:18px;right:18px;z-index:20;align-items:center;justify-content:space-between;min-height:50px;background:var(--green);color:white;padding:12px 18px;border-radius:5px;font-size:1rem}.home-v7 footer{padding-bottom:90px}.portal:has(.contact-workspace) .mobile-help{display:none}.mobile-help{font-size:1rem}.read-content p,.read-content li{font-size:1.0625rem;line-height:1.7}.read-page h1{font-size:2rem}.read-lead{font-size:1.0625rem}.portal-card .text-link{display:none}}
@media(max-width:340px){.hero h1{font-size:2.125rem}.brand span{display:none}.header-inner{gap:8px}.header-actions{margin-left:auto}.portal-hero h1{font-size:1.875rem}.route-tabs{gap:5px}.route-tabs button{padding:10px 6px}.route-tabs strong{font-size:.875rem}}
@media print{.home-help,.demo-form,.review-state{display:none!important}}

@media(max-width:760px){.portal:not(.tool-view) .mobile-help{display:none}.portal:not(.tool-view) .mobile-help.is-visible{display:flex}.portal:has(.contact-workspace) .mobile-help.is-visible{display:none}}

/* v8: compact task-first mobile layout */
.route-description{font-size:1rem;margin:0 0 22px;max-width:640px}.route-tabs button{align-items:center;justify-content:center;font-weight:650}.route-step-number{display:flex!important;align-items:center;justify-content:center;flex:none}.hero-copy{display:flex;flex-direction:column}.hero-actions{margin-top:4px}.hero form{box-shadow:none}.hero form button{background:transparent;color:var(--green);border-left:1px solid var(--line)}.hero h1{font-size:clamp(2rem,3.7vw,3.3rem)}.independent-questions{margin-top:24px;border-top:1px solid var(--line);padding-top:18px}.independent-questions summary{cursor:pointer;min-height:48px;font-weight:650}.contact-workspace{display:block;max-width:760px}.contact-workspace .notice{margin-top:28px}.wizard-progress{appearance:none;height:6px;background:var(--line);border-radius:4px;overflow:hidden}.wizard-progress::-webkit-progress-bar{background:var(--line)}.wizard-progress::-webkit-progress-value{background:var(--green)}.wizard-progress::-moz-progress-bar{background:var(--green)}.wizard>.micro{margin:0 0 10px}.wizard-actions:empty{display:none}.topic-context{font-size:.875rem}.publication-status{font-size:.8125rem;color:var(--muted)}
@media(max-width:760px){
 .hero h1{font-size:2.125rem;line-height:1.13;max-width:25ch}.hero .eyebrow{font-size:.8125rem;text-transform:none;letter-spacing:0;margin-bottom:12px}.hero .lead{margin:14px 0;font-size:1rem}.hero-actions{width:100%}.hero-actions .button{width:100%}.hero form{margin:16px 0 4px}.hero-photo{aspect-ratio:1.8}.hero-photo img{object-position:center}.route-tabs button{min-height:52px;padding:12px 8px;text-align:center;font-size:.9375rem;line-height:1.35;display:flex}.route-tabs{margin-bottom:14px}.steps{gap:20px}.steps p{font-size:1rem}.risk-grid p{font-size:1rem;margin-top:6px}.risk-grid article{padding-top:12px}.risk-grid{gap:12px}.risk-art{max-width:150px}.risk-composition{gap:12px}.dark-section h2{font-size:1.75rem}.section-top{margin-bottom:16px}.article{grid-template-columns:72px minmax(0,1fr);gap:14px;padding:16px 0}.article-cover,.article-cover img{width:72px;height:72px}.article h3{font-size:1.0625rem;margin-top:6px}.article .tiny-label{font-size:.8125rem;text-transform:none;letter-spacing:0}.tool-strip{margin-top:12px}.faq .muted{display:none}.contact-copy>p:last-child{margin-top:12px}.contact-panel{padding:18px}.portal .breadcrumb{padding-top:12px;margin-bottom:0;font-size:.875rem}.breadcrumb [aria-current=page],.breadcrumb>span[aria-hidden]:last-of-type{display:none}.portal-hero .eyebrow{display:none}.portal-hero h1{font-size:1.875rem}.review-state{font-size:.875rem;margin-top:12px}.tool-view .portal-hero{padding-top:14px;padding-bottom:18px}.tool-view .portal-hero>.lead{margin:8px 0 0}.wizard{padding:16px!important}.wizard h2{font-size:1.375rem;margin:10px 0 14px}.wizard-options{gap:8px}.wizard-options button{min-height:52px;padding:12px}.tool-workspace .wizard{margin-top:0}.wizard-actions{margin-top:16px}.home-help.keyboard-open{display:none!important}.portal:has(.contact-workspace) .portal-hero{padding-bottom:20px}.brand span{font-size:.75rem}.header-actions{gap:8px;margin-left:auto}.header-inner{gap:10px}.menu-button{flex:none}.home-v8 .demo-form{display:none}.footer-links a{min-height:44px;display:flex;align-items:center}.read-sidebar{display:none}
}
@media(max-width:360px){.route-tabs{grid-template-columns:1fr;gap:6px}.route-tabs button{min-height:44px;justify-content:flex-start;padding:10px 14px;border:1px solid var(--line);border-radius:5px}.route-tabs button[aria-selected=true]{border:2px solid var(--green);background:var(--soft)}.hero h1{font-size:2rem}.brand span{display:none}.steps{grid-template-columns:1fr}.route-step{display:grid;grid-template-columns:30px minmax(0,1fr);gap:6px 12px}.route-step-number{grid-row:1/3}.route-step p{grid-column:2}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}}
@media(max-width:760px){.breadcrumb>span[aria-hidden]:nth-last-child(2){display:none}}

/* Accessible editorial patterns, shared by mobile and desktop. */
[hidden]{display:none!important}
.example-section{background:var(--soft)}
.example-layout{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.example-layout p{margin:16px 0 24px}
.example-steps{padding-left:28px;margin:0}
.example-steps li{padding:0 0 16px 12px;border-bottom:1px solid var(--line);margin-bottom:20px}
.example-steps p{margin:8px 0 0}
.glossary{max-width:960px;padding-bottom:64px}
.glossary input{display:block;width:100%;max-width:580px;min-height:48px;border:1px solid var(--line);padding:12px;font:inherit;margin-top:8px}
.alphabet{display:flex;flex-wrap:wrap;gap:8px;margin:20px 0 32px}
.alphabet a{display:grid;place-items:center;min-width:44px;min-height:44px;border:1px solid var(--line);border-radius:4px}
.letter-group{scroll-margin-top:100px;margin-top:32px}
.letter-group dl>div{padding-block:20px;border-bottom:1px solid var(--line)}
.letter-group dt{font-size:1.25rem;font-weight:700}
.letter-group dd{margin:8px 0 0;max-width:70ch}
.phase-reader,.stage-work,.comparison-work,.change-reader{padding:24px!important;background:var(--soft);margin:24px 0}
.phase-reader ol{padding-left:24px}.phase-reader li{padding-left:8px;margin-bottom:24px}
.stage-work dl>div,.change-reader dl>div{padding-block:12px;border-bottom:1px solid var(--line)}
.stage-work dt,.change-reader dt{font-weight:700}.stage-work dd,.change-reader dd{margin:6px 0 0}
:where(a,button,input,select,textarea,summary):focus-visible{outline:3px solid #176b59;outline-offset:4px}
.table-scroll{max-width:100%;overflow-x:auto;overscroll-behavior-inline:contain}
@media(max-width:760px){.example-layout{grid-template-columns:1fr;gap:24px}.example-layout h2{font-size:1.8rem}.phase-reader,.stage-work,.comparison-work,.change-reader{padding:18px!important}.next-step .button{white-space:normal;text-align:left;max-width:100%}.glossary{padding-bottom:100px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}

#mfc-form label{display:block;font-weight:600;margin:20px 0 8px}#mfc-form input,#mfc-form select{width:100%;max-width:100%;min-height:48px;font:inherit;border:1px solid var(--line);border-radius:4px;padding:10px;background:white}#mfc-form button{margin-top:24px}#mfc-result:empty{display:none}

#journey-summary>.button,#journey-summary>.text-link{margin:12px 16px 8px 0}#journey-summary>button.text-link{display:inline-block;min-height:44px}

.plan-facts{padding:20px 0;border-block:1px solid var(--line);margin:24px 0}.plan-facts section{padding:0!important}.plan-facts h3{font-size:1.125rem}.plan-facts ul{padding-left:20px}.plan-facts summary{min-height:48px;padding-block:12px;cursor:pointer}.plan-facts strong{display:block}.plan-routes{display:flex;flex-wrap:wrap;gap:12px 24px;margin:24px 0}.plan-routes a{min-height:44px}
.reference-library{max-width:1040px;padding-bottom:80px}.reference-library>label{display:block;font-weight:600;margin:16px 0 8px}.reference-library>input,.reference-library>select{display:block;width:100%;max-width:640px;min-height:48px;padding:12px;font:inherit;border:1px solid var(--line);border-radius:4px;background:white}.reference-library>[role=status]{margin:20px 0}.question-library details,.document-library article{padding:24px 0;border-bottom:1px solid var(--line)}.question-library summary{font-size:1.25rem;font-weight:650;cursor:pointer;min-height:48px;line-height:1.5}.question-library p{margin:12px 0}.document-library h3{font-size:1.375rem;margin:8px 0}.document-library p{max-width:72ch}.reference-library>.button{margin-top:24px}.service-scope{border-block:1px solid var(--line);margin:24px 0;padding:24px 0}.service-scope dl>div{margin:16px 0}.service-scope dt{font-weight:700}.service-scope dd{margin:8px 0}
@media(max-width:760px){.reference-library{padding-bottom:110px}.plan-routes{display:grid;gap:12px}.question-library summary{font-size:1.125rem}}

/* Reflow for enlarged text: preserve content instead of clipping it. */
body{overflow-wrap:anywhere}.route-step{min-width:0}.button,.secondary{max-width:100%;white-space:normal}.reference-library input,.reference-library select{min-width:0}
@media(max-width:760px){.header-inner{gap:8px}.header-inner .brand span{display:none}.header-actions{margin-left:auto}.route-grid{grid-template-columns:minmax(0,1fr)}.route-step{overflow-wrap:anywhere}}
.route-surface{margin-top:34px;border-top:1px solid var(--line);padding-top:26px}.route-surface h2{font-size:1.5rem;margin-bottom:8px}.route-surface p{margin-bottom:18px}.phase-chain{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:30px 0 8px}.chain-link{display:flex;flex-direction:column;gap:7px;border:1px solid var(--line);border-radius:6px;padding:15px 17px;background:#fff;min-height:96px}.chain-link:hover{border-color:var(--green);background:var(--soft)}.chain-link strong{font-size:1rem;color:var(--green);font-weight:650;line-height:1.35}.chain-link span{font-size:.75rem;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);font-weight:650}@media(max-width:760px){.phase-chain{grid-template-columns:1fr}.route-surface h2{font-size:1.3125rem}}
.tool-guide{margin-top:36px;border-top:1px solid var(--line);padding-top:28px;max-width:760px}.tool-guide h2{font-size:1.5rem;margin:26px 0 10px}.tool-guide h2:first-child{margin-top:0}.tool-guide h3{font-size:1.125rem;margin:22px 0 6px}.tool-guide p,.tool-guide li{font-size:1.0625rem;line-height:1.65;color:#344950}.tool-guide ol{padding-left:22px}.tool-guide li{margin-bottom:9px}.tool-guide-limits{color:var(--green)}@media(max-width:760px){.tool-guide h2{font-size:1.3125rem}.tool-guide p,.tool-guide li{font-size:1rem}}
.statement-form h2{font-size:1.375rem;margin:28px 0 12px}.statement-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 20px}.statement-grounds{border:1px solid var(--line);border-radius:6px;padding:16px 18px;margin:18px 0}.statement-grounds legend{font-size:.9375rem;font-weight:650;padding:0 6px}.creditor-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr)) auto;gap:14px;align-items:end;border-bottom:1px solid var(--line);padding:14px 0}.creditor-row label{display:flex;flex-direction:column;gap:6px;font-size:.875rem;font-weight:650}.creditor-row input{font-size:1rem;height:44px;border:1px solid #cbd9d0;border-radius:4px;padding:8px 10px}.statement-preview{white-space:pre-wrap;font-family:ui-monospace,Menlo,Consolas,monospace;font-size:.8125rem;line-height:1.5;background:var(--soft);border:1px solid var(--line);border-radius:6px;padding:20px;margin-top:16px;overflow-wrap:anywhere}.tool-result .notice{background:var(--soft);padding:16px 18px;margin:14px 0;font-size:.9375rem}@media(max-width:760px){.statement-grid{grid-template-columns:1fr}.creditor-row{grid-template-columns:1fr;align-items:stretch}}